Ag Credit adds AgStart program for young or beginning farmers

corn kernels and dollar bills
(Farm and Dairy file photo)

FOSTORIA, Ohio — Ag Credit has started a new loan program for young, beginning and small farmers. The program, known as AgStart, features lower costs, extended terms, reduced down payments and assistance with loan fees.

AgStart features three specific “opportunity to succeed” loan programs for young, beginning or small farmers:

  • AgGrow loans designed to help finance a first- or second-time purchase of farmland or first or second contract livestock production building purchase.
  • AgGrow loans designed for the purchase of farmland to continue or expand a family farm and/or a long-term investment in agriculture.
  • AgNiche loans for non-traditional farming operations.

“All farmers face a significant number of challenges. However, young, beginning and small farmers face even greater challenges — lack of production experience, low capital position or limited credit history,” said Brian Ricker, Ag Credit president and chief executive officer. “We designed the AgStart program to help young, beginning and small farmers become involved, to grow or remain in farming as well as to help facilitate the transfer of the farming operation from one generation to the next.”

For additional information about AgStart, visit or contact one of Ag Credit’s branches to schedule an appointment. Ag Credit is a member of the Farm Credit System, serving 18 counties in northern Ohio.


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