Business Profile: Farm Credit Services


LOUISVILLE, Ky. — Farm Credit Services of Mid-America is a $13.8 billion financial services cooperative serving over 82,000 farmers, agribusinesses and rural residents in Kentucky, Ohio, Indiana, and Tennessee.

Farm Credit offers financing for small and large tracts of land, home purchases and refinancing, new construction, home improvements, recreational and investment properties, barns, sheds and fences and equipment loans and leases.

The association provides loans for all farm and rural living purposes including real estate, operating equipment and housing and related services such as crop and life insurance and vehicle, equipment and building leases.

Farm Credit Services opened its Alliance, Ohio, location in 1997. The Alliance office serves Portage, Stark, Columbiana, Mahoning and Carroll counties. Myron Smith, Mike Estock, Debra Grammer, Tony Morelli and David Benavides are there to assist customers with all their financial needs.

In March of 2008, Farm Credit opened a new satellite office in New Philadelphia, Ohio. The New Philadelphia office consists of Elizabeth Long, Mike Estock and Shelli Laizure serving Tuscarawas, Harrison and Jefferson counties.

When asked about challenges, Farm Credit cites the significant changing face of the U.S. economy, which affects both ag and nonag customers.

However, the subprime situation didn’t directly Farm Credit like it did some other lending institutions; representatives said it actually created more of an opportunity because their company is still able to provide funding.

In fact, in 2008, Farm Credit gave away scholarships as well as funding to several local community activities such as the Stark County Junior Fair and the Agricultural Leadership Program based in Carrollton, Ohio.

For more information about Farm Credit, call 800-327-2551 or visit on the Web at

Get our Top Stories in Your Inbox

Next step: Check your inbox to confirm your subscription.



We are glad you have chosen to leave a comment. Please keep in mind that comments are moderated according to our comment policy.

Receive emails as this discussion progresses.